[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 10507 Introduced in House (IH)]

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118th CONGRESS
  2d Session
                               H. R. 10507

 To amend the Higher Education Act of 1965 to provide for a percentage 
  of student loan forgiveness for public service employment, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           December 18, 2024

Mr. Swalwell (for himself, Mr. Boyle of Pennsylvania, Ms. Pingree, and 
 Ms. Norton) introduced the following bill; which was referred to the 
                Committee on Education and the Workforce

_______________________________________________________________________

                                 A BILL


 
 To amend the Higher Education Act of 1965 to provide for a percentage 
  of student loan forgiveness for public service employment, and for 
                            other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Strengthening Loan Forgiveness for 
Public Servants Act''.

SEC. 2. PUBLIC SERVICE LOAN FORGIVENESS PROGRAM.

    Section 455(m) of the Higher Education Act of 1965 (20 U.S.C. 
1087e(m)) is amended--
            (1) in paragraph (1), in the matter preceding subparagraph 
        (A), by inserting ``, except as provided in paragraph (5),'' 
        after ``on any eligible Federal Direct Loan not in default''; 
        and
            (2) by adding at the end the following:
            ``(5) Loan cancellation for new loans.--
                    ``(A) In general.--Beginning after the date of 
                enactment of the Strengthening Loan Forgiveness for 
                Public Servants Act, after the conclusion of each 
                employment period in a public service job, as described 
                in subparagraph (B), the Secretary shall cancel the 
                percent specified in such subparagraph of the total 
                amount due on any eligible Federal Direct Loan made 
                after the date of enactment of the Strengthening Loan 
                Forgiveness for Public Servants Act for a borrower who 
                is employed in such public service job and submits an 
                employment certification form described in subparagraph 
                (C).
                    ``(B) Percent amount.--The percent of a loan that 
                shall be canceled under subparagraph (A) is as follows:
                            ``(i) In the case of a borrower who 
                        completes 2 years of employment in a public 
                        service job, 15 percent of the total amount due 
                        on the eligible Federal Direct Loan on the date 
                        the borrower commenced employment in such 
                        public service job.
                            ``(ii) In the case of a borrower who 
                        completes 4 years of employment in a public 
                        service job, 15 percent of the total amount due 
                        on the eligible Federal Direct Loan on the date 
                        the borrower commenced employment in such 
                        public service job.
                            ``(iii) In the case of a borrower who 
                        completes 6 years of employment in a public 
                        service job, 20 percent of the total amount due 
                        on the eligible Federal Direct Loan on the date 
                        the borrower commenced employment in such 
                        public service job.
                            ``(iv) In the case of a borrower who 
                        completes 8 years of employment in a public 
                        service job, 20 percent of the total amount due 
                        on the eligible Federal Direct Loan on the date 
                        the borrower commenced employment in such 
                        public service job.
                            ``(v) In the case of a borrower who 
                        completes 10 years of employment in a public 
                        service job, 30 percent of the total amount due 
                        on the eligible Federal Direct Loan on the date 
                        the borrower commenced employment in such 
                        public service job.
                    ``(C) Employment certification form.--
                            ``(i) In general.--In order to receive loan 
                        cancellation under this paragraph, a borrower 
                        shall submit to the Secretary an employment 
                        certification form that is developed by the 
                        Secretary and includes self-certification of 
                        employment and a separate part for employer 
                        certification that indicates the dates of 
                        employment.
                            ``(ii) Deferment.--If a borrower submits to 
                        the Secretary the employment certification form 
                        described in clause (i), during the period in 
                        which the borrower is employed in a public 
                        service job for which loan cancellation is 
                        eligible under this paragraph, the borrower's 
                        eligible Federal Direct Loan shall be placed in 
                        deferment.
                    ``(D) Interest canceled.--
                            ``(i) In general.--If a portion of a loan 
                        is canceled under this paragraph for any year, 
                        the entire amount of interest on such loan that 
                        accrues for such year shall be canceled.
                            ``(ii) Interest canceled during review.--
                        The Secretary shall cancel any interest that 
                        accrues that is not otherwise canceled pursuant 
                        to this paragraph for a borrower who receives 
                        loan cancellation under this paragraph during 
                        the period beginning on the date the borrower 
                        submits an application for loan cancellation 
                        under this paragraph until the date the 
                        borrower receives loan cancellation pursuant to 
                        such application that is approved.''.
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