[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3021 Introduced in House (IH)]

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118th CONGRESS
  1st Session
                                H. R. 3021

    To prohibit the use of a merchant category code that separately 
 identifies firearms merchants or ammunition merchants, and for other 
                               purposes.


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                    IN THE HOUSE OF REPRESENTATIVES

                             April 28, 2023

Mr. Mooney (for himself, Mr. Rose, Mr. Sessions, Mr. Norman, Mr. Ogles, 
 Mr. Williams of Texas, Mr. Newhouse, Mr. Bean of Florida, Mr. Biggs, 
  Mr. Self, Mrs. Fischbach, Mr. Moolenaar, Mr. Zinke, Mr. Perry, Mr. 
Crenshaw, Mr. Jackson of Texas, Mr. Gosar, Mrs. Boebert, and Mr. Cloud) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
    To prohibit the use of a merchant category code that separately 
 identifies firearms merchants or ammunition merchants, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Protecting the Second Amendment in 
Financial Services Act''.

SEC. 2. MERCHANT CATEGORY CODE LIMITATIONS WITH RESPECT TO FIREARM 
              MERCHANTS.

    Section 127 of the Truth in Lending Act (15 U.S.C. 1637) is amended 
by inserting after subsection (p) the following:
    ``(q) Merchant Category Code Limitations With Respect to Firearm 
Merchants.--
            ``(1) In general.--A covered entity may not use a merchant 
        category code that separately identifies firearms merchants or 
        ammunition merchants.
            ``(2) Covered entity defined.--For the purposes of this 
        subsection, the term `covered entity' means any entity--
                    ``(A) involved in facilitating or processing a 
                credit card transaction, including a bank, an acquirer, 
                payment card network, or payment card issuer; or
                    ``(B) otherwise participates in the authorizing, 
                clearing, or settling of a credit card transaction.''.
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