[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6870 Introduced in House (IH)]

<DOC>






118th CONGRESS
  1st Session
                                H. R. 6870

To amend the Equal Credit Opportunity Act to clarify creditor's rights 
 and remedies with respect to the consideration of immigration status 
    with respect to the extension of credit, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           December 19, 2023

 Mr. Ogles (for himself, Mr. Tiffany, Mr. Clyde, Mr. Good of Virginia, 
Mr. Dunn of Florida, Mr. Self, Mr. Norman, Ms. Boebert, Mr. Williams of 
 Texas, Mr. Nehls, Mr. Weber of Texas, Mr. McCormick, and Mr. Mooney) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Equal Credit Opportunity Act to clarify creditor's rights 
 and remedies with respect to the consideration of immigration status 
    with respect to the extension of credit, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. CONSIDERATION OF IMMIGRATION STATUS WITH RESPECT TO THE 
              EXTENSION OF CREDIT.

    Section 701(b) of the Equal Credit Opportunity Act (15 U.S.C. 
1691(b)) is amended--
            (1) in paragraph (4), by striking ``or'' at the end;
            (2) in paragraph (5), by striking the period at the end and 
        inserting ``; or''; and
            (3) by adding at the end the following new paragraph:
            ``(6) to make an inquiry or to consider the status in the 
        United States under the immigration laws (as such term is 
        defined in section 101 of the Immigration and Nationality Act 
        (8 U.S.C. 1101)) of an applicant if such inquiry is for the 
        purpose of ascertaining the creditor's rights and remedies 
        applicable to the particular extension of credit and not to 
        discriminate in a determination of creditworthiness.''.
                                 <all>