[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[S. 1316 Engrossed in Senate (ES)]

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118th CONGRESS
  2d Session
                                S. 1316

_______________________________________________________________________

                                 AN ACT


 
 To amend the Fair Credit Reporting Act to expand the definition of an 
active duty military consumer for purposes of certain credit monitoring 
                 requirements, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. CREDIT MONITORING.

    The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended--
            (1) in section 605A(k) (15 U.S.C. 1681c-1(k))--
                    (A) by striking paragraph (1) and inserting the 
                following:
            ``(1) Definitions.--In this subsection:
                    ``(A) Armed forces.--The term `armed forces' has 
                the meaning given the term in section 101(a) of title 
                10, United States Code.
                    ``(B) Armed forces member consumer.--The term 
                `armed forces member consumer' means a consumer who, 
                regardless of duty status, is a member of the armed 
                forces.''; and
                    (B) in paragraph (2)(A), by striking ``active duty 
                military consumer'' and inserting ``armed forces member 
                consumer''; and
            (2) in section 625(b)(1)(K) (15 U.S.C. 1681t(b)(1)(K)), by 
        striking ``active duty military consumers'' and inserting 
        ``armed forces member consumers''.

            Passed the Senate November 13, 2024.

            Attest:

                                                             Secretary.
118th CONGRESS

  2d Session

                                S. 1316

_______________________________________________________________________

                                 AN ACT

 To amend the Fair Credit Reporting Act to expand the definition of an 
active duty military consumer for purposes of certain credit monitoring 
                 requirements, and for other purposes.