[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3174 Reported in House (RH)]

<DOC>





                                                 Union Calendar No. 182
119th CONGRESS
  1st Session
                                H. R. 3174

                          [Report No. 119-224]

To increase loan limits for loans made to small manufacturers, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              May 1, 2025

Mr. Williams of Texas introduced the following bill; which was referred 
                   to the Committee on Small Business

                            August 15, 2025

 Additional sponsors: Mr. Meuser, Mr. Moran, Mr. Goldman of Texas, Mr. 
 Wied, Mr. Downing, Mr. Finstad, Mr. Ellzey, Mr. Jack, Mr. LaLota, Ms. 
               King-Hinds, Ms. Van Duyne, and Mr. Schmidt

                            August 15, 2025

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed
 [Strike out all after the enacting clause and insert the part printed 
                               in italic]
[For text of introduced bill, see copy of bill as introduced on May 1, 
                                 2025]


_______________________________________________________________________

                                 A BILL


 
To increase loan limits for loans made to small manufacturers, and for 
                            other purposes.


 


    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Made in America Manufacturing 
Finance Act''.

SEC. 2. DEFINITIONS.

    Section 3 of the Small Business Act (15 U.S.C. 632) is amended by 
adding at the end the following:
    ``(gg) Small Manufacturer.--The term `small manufacturer' means a 
small business concern--
            ``(1) the primary business of which is classified in sector 
        31, 32, or 33 of the North American Industrial Classification 
        System; and
            ``(2) all of the production facilities of which are located 
        in the United States.''.

SEC. 3. SMALL BUSINESS ACT LOAN LIMITS FOR SMALL MANUFACTURERS.

    Section 7(a) of the Small Business Act (15 U.S.C. 636(a)) is 
amended--
            (1) in paragraph (3)--
                    (A) in subparagraph (A)--
                            (i) by inserting ``except as provided in 
                        subparagraph (B),'' before ``if the total'';
                            (ii) by striking ``would exceed 
                        $3,750,000'' and inserting the following: 
                        ``would exceed--
                            ``(i) $3,750,000'';
                            (iii) in clause (i), as so designated, by 
                        striking ``, except as provided in subparagraph 
                        (B);'' and inserting ``; or''; and
                            (iv) by adding at the end the following:
                            ``(ii) in the case of a borrower that is a 
                        small manufacturer, $7,500,000 (or if the gross 
                        loan amount would exceed $10,000,000);''; and
                    (B) in subparagraph (B)--
                            (i) by striking ``would exceed $4,500,000'' 
                        and inserting the following: ``would exceed--
                            ``(i) $4,500,000'';
                            (ii) in clause (i), as so designated, by 
                        striking ``section 7(a)(14) for export 
                        purposes; and'' and inserting ``paragraph (14) 
                        for export purposes; or''; and
                            (iii) by adding at the end the following:
                            ``(ii) in the case of a borrower that is a 
                        small manufacturer, $9,000,000 (or if the gross 
                        loan amount would exceed $10,000,000), of which 
                        not more than $8,000,000 may be used for 
                        working capital, supplies, or financings under 
                        paragraph (14) for export purposes; and''; and
            (2) in paragraph (14)(B)(i), by striking ``than 
        $5,000,000.'' and inserting the following: ``than--
                                    ``(I) except as provided in 
                                subclause (II), $5,000,000; or
                                    ``(II) in the case of a loan made 
                                to a small manufacturer, 
                                $10,000,000.''.

SEC. 4. SMALL BUSINESS INVESTMENT ACT OF 1958 LOAN LIMITS FOR SMALL 
              MANUFACTURERS.

    Section 502(2)(A)(iii) of the Small Business Investment Act of 1958 
(15 U.S.C. 696(2)(A)(iii)) is amended by striking ``$5,500,000'' and 
inserting ``$10,000,000''.
                                                 Union Calendar No. 182

119th CONGRESS

  1st Session

                               H. R. 3174

                          [Report No. 119-224]

_______________________________________________________________________

                                 A BILL

To increase loan limits for loans made to small manufacturers, and for 
                            other purposes.

_______________________________________________________________________

                            August 15, 2025

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed