[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3800 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 3800

   To amend the National Flood Insurance Act of 1968 to prohibit the 
   deferral of the issuance of letters of map revision based on the 
 placement of fill or conditional letters of map revision based on the 
               placement of fill, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              June 6, 2025

  Mr. LaMalfa (for himself, Ms. Matsui, and Mrs. Kim) introduced the 
   following bill; which was referred to the Committee on Financial 
                                Services

_______________________________________________________________________

                                 A BILL


 
   To amend the National Flood Insurance Act of 1968 to prohibit the 
   deferral of the issuance of letters of map revision based on the 
 placement of fill or conditional letters of map revision based on the 
               placement of fill, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Keeping Homeownership Costs Down 
Act''.

SEC. 2. PROHIBITION ON THE DEFERRAL OF THE ISSUANCE OF LETTERS OF MAP 
              REVISION BASED ON THE PLACEMENT OF FILL.

    (a) In General.--Section 1360 of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4101) is amended by adding at the end the following:
    ``(k) Prohibition on the Deferral of the Issuance of Letters of Map 
Revision Based on the Placement of Fill.--
            ``(1) In general.--The Administrator may not defer the 
        issuance of any--
                    ``(A) letters of map revision based on the 
                placement of fill; or
                    ``(B) conditional letters of map revision based on 
                the placement of fill.
            ``(2) Rule of construction.--Nothing in this subsection 
        shall be construed to affect the review, determination, or 
        issuance of the letters described in paragraph (1).''.
    (b) Repeal.--The amendment made by this Act shall be repealed on 
the date on which, pursuant to section 7 of the Endangered Species Act 
of 1973 (16 U.S.C. 1536) the Administrator of the Federal Emergency 
Management Agency fully implements the requirements contained within 
the biological opinion from the Director of the Fish and Wildlife 
Service and the biological opinion from the Assistant Administrator for 
Fisheries of the National Oceanic and Atmospheric Administration issued 
separately with respect to letters of map revision based on the 
placement of fill and conditional letters of map revision based on the 
placement of fill issued pursuant to the National Flood Insurance Act 
of 1968.
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