[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5291 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 5291 To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 10, 2025 Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merchant Banking Modernization Act''. SEC. 2. MERCHANT BANKING ACTIVITIES. Section 4(k)(7)(A) of the Bank Holding Company Act of 1956 (12 U.S.C. 1843(k)(7)(A)) is amended by inserting ``Under such regulations, the period of time generally permitted for holding merchant banking investments shall not be less than 15 years. For any merchant banking investment held on the date of enactment of the Merchant Banking Modernization Act, the holding period of time permitted shall not be less than 15 years from the initial date of the investment.'' after the period at the end. <all>