[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6269 Introduced in House (IH)]
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119th CONGRESS
1st Session
H. R. 6269
To require the Secretary of Housing and Urban Development to conduct a
review of Federal Housing Administration construction financing
programs to identify barriers to the use of modular home methods, and
for other purposes.
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IN THE HOUSE OF REPRESENTATIVES
November 21, 2025
Mr. Lynch (for himself and Mrs. McClain) introduced the following bill;
which was referred to the Committee on Financial Services
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A BILL
To require the Secretary of Housing and Urban Development to conduct a
review of Federal Housing Administration construction financing
programs to identify barriers to the use of modular home methods, and
for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Modular Housing Production Act''.
SEC. 2. MODULAR HOUSING PRODUCTION ACT.
(a) Definitions.--In this Act:
(1) Manufactured home.--The term ``manufactured home'' has
the meaning given the term in section 603 of the National
Manufactured Housing Construction and Safety Standards Act of
1974 (42 U.S.C. 5402).
(2) Modular home.--The term ``modular home'' means a home
that is constructed in a factory in 1 or more modules, each of
which meet applicable State and local building codes of the
area in which the home will be located, and that are
transported to the home building site, installed on
foundations, and completed.
(3) Secretary.--The term ``Secretary'' means the Secretary
of Housing and Urban Development.
(b) FHA Construction Financing Programs.--
(1) In general.--The Secretary shall conduct a review of
Federal Housing Administration construction financing programs
to identify barriers to the use of modular home methods.
(2) Requirements.--In conducting the review under paragraph
(1), the Secretary shall--
(A) identify and evaluate regulatory and
programmatic features that restrict participation in
construction financing programs by modular home
developers, including construction draw schedules; and
(B) identify administrative measures authorized
under section 525 of the National Housing Act (12
U.S.C. 1735f-3) to facilitate program utilization by
modular home developers.
(3) Report.--Not later than 1 year after the date of
enactment of this Act, the Secretary shall publish a report
that describes the results of the review conducted under
paragraph (1), which shall include a description of
programmatic and policy changes that the Secretary recommends
to reduce or eliminate identified barriers to the use of
modular home methods in Federal Housing Administration
construction financing programs.
(4) Rulemaking.--
(A) In general.--Not later than 120 days after the
date on which the Secretary publishes the report under
paragraph (3), the Secretary shall initiate a
rulemaking to examine an alternative draw schedule for
construction financing loans provided to modular and
manufactured home developers, which shall include the
ability for interested stakeholders to provide robust
public comment.
(B) Determination.--Following the period for public
comment under subparagraph (A), the Secretary shall--
(i) issue a final rule regarding an
alternative draw schedule described in
subparagraph (A); or
(ii) provide an explanation as to why the
rule shall not become final.
(c) Standardized Uniform Commercial Code for Modular Homes.--
(1) Award.--The Secretary may award a grant to study the
design and feasibility of a standardized uniform commercial
code for modular homes, which shall evaluate--
(A) the utility of a standardized coding system for
serializing and securing modules, streamlining design
and construction, and improving modular home
innovation; and
(B) a means to coordinate a standardized code with
financing incentives.
(2) Authorization of appropriations.--There is authorized
to be appropriated such funds as may be necessary to carry out
paragraph (1).
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