[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6838 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 6838

 To amend the Federal Credit Union Act, the Federal Deposit Insurance 
   Act, the Revised Statutes, and the Federal Reserve Act to require 
 Federal banking agencies to consider economic growth when conducting 
                         supervisory functions.


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                    IN THE HOUSE OF REPRESENTATIVES

                           December 18, 2025

   Mr. Barr introduced the following bill; which was referred to the 
                    Committee on Financial Services

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                                 A BILL


 
 To amend the Federal Credit Union Act, the Federal Deposit Insurance 
   Act, the Revised Statutes, and the Federal Reserve Act to require 
 Federal banking agencies to consider economic growth when conducting 
                         supervisory functions.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. MANDATE OF ECONOMIC GROWTH IN ADDITION TO SAFETY AND 
              SOUNDNESS.

    (a) The Federal Credit Union Act.--Section 102 of the Federal 
Credit Union Act (12 U.S.C. 1752a) is amended by adding at the end the 
following new subsection:
    ``(g) Economic Growth.--The Board shall take economic growth into 
account when conducting supervisory functions under this Act.''.
    (b) The Federal Deposit Insurance Act.--Section 1 of the Federal 
Deposit Insurance Act (12 U.S.C. 1811) is amended by adding at the end 
the following new subsection:
    ``(c) Economic Growth.--The Corporation shall take economic growth 
into account when conducting supervisory functions under this Act.''.
    (c) National Bank Act.--Section 324(a) of title VII of the Revised 
Statutes of the United States (12 U.S.C. 1(a)) is amended by striking 
``safety and soundness'' and inserting ``safety, soundness, and 
economic growth''.
    (d) The Federal Reserve Act.--Section 2A of the Federal Reserve Act 
(12 U.S.C. 225a) is amended by striking ``and moderate long-term 
interest rates.'' and inserting ``moderate long-term interest rates, 
and economic growth.''.
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