[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 2793 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                S. 2793

  To amend title XVIII of the Social Security Act to require Medicare 
   Advantage plans to cover items and services furnished by certain 
  essential community providers within a service area, and for other 
                               purposes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                           September 11, 2025

Mr. Cassidy (for himself and Mr. Lujan) introduced the following bill; 
     which was read twice and referred to the Committee on Finance

_______________________________________________________________________

                                 A BILL


 
  To amend title XVIII of the Social Security Act to require Medicare 
   Advantage plans to cover items and services furnished by certain 
  essential community providers within a service area, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Ensuring Access to Essential 
Providers Act of 2025''.

SEC. 2. MEDICARE ADVANTAGE ESSENTIAL COMMUNITY PROVIDERS.

    Section 1852(d) of the Social Security Act (42 U.S.C. 1395w-22(d)) 
is amended--
            (1) in paragraph (1)--
                    (A) in subparagraph (D), by striking ``and'' at the 
                end;
                    (B) in subparagraph (E), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following new 
                subparagraph:
                    ``(F) the organization meets the essential 
                community provider standard, as described in paragraph 
                (7).''; and
            (2) by adding at the end the following new paragraph:
            ``(7) Essential community provider standard.--
                    ``(A) In general.--For purposes of paragraph (1)(F) 
                and subject to subparagraph (B), in order to meet the 
                essential community provider standard, an MA 
                organization shall--
                            ``(i) include an amount (determined by the 
                        Secretary) of available essential community 
                        providers (as described in subparagraph (E)) in 
                        each MA plan's service area in the provider 
                        network and offer to contract with each 
                        essential community provider in the service 
                        area of each plan;
                            ``(ii) include in its provider network a 
                        sufficient number and a geographic 
                        distribution, as determined by the Secretary, 
                        of available essential community providers, 
                        where available, to ensure low-income 
                        individuals, individuals residing in rural 
                        areas, or individuals residing in areas 
                        designated as health professional shortage 
                        areas under section 332(a)(1)(A) of the Public 
                        Health Service Act within the service area of 
                        the MA organization have reasonable and timely 
                        access to a broad range of such providers; and
                            ``(iii) meet the payment requirements to 
                        Federally qualified health centers, as 
                        described in subparagraph (C).
                    ``(B) Justification for not meeting standard.--
                            ``(i) In general.--If an MA plan does not 
                        meet the essential community provider standard 
                        described in subparagraph (A), the MA 
                        organization offering such plan shall include 
                        as part of the information required to be 
                        submitted under section 1854(a)--
                                    ``(I) an explanation regarding why 
                                the plan was unable to meet such 
                                standard; and
                                    ``(II) a narrative justification 
                                describing how the provider network of 
                                such plan--
                                            ``(aa) provides an adequate 
                                        level of service for low-income 
                                        enrollees or individuals 
                                        residing in areas designated as 
                                        health professional shortage 
                                        areas within the service area 
                                        of such plan; and
                                            ``(bb) will move toward 
                                        satisfaction of the essential 
                                        community provider standard 
                                        prior to the start of the next 
                                        plan year.
                            ``(ii) Insufficient justification.--If the 
                        Secretary determines that the MA organization 
                        does not sufficiently explain why the 
                        applicable MA plan does not meet the essential 
                        community provider standard in the information 
                        described in clause (i), the Secretary shall 
                        not approve such plan.
                    ``(C) Payment to federally qualified health 
                centers.--An MA organization shall pay a Federally 
                qualified health center for an item or service an 
                amount consistent with section 1857(e)(3).
                    ``(D) Clarification.--Nothing in this paragraph may 
                be construed to require an MA plan to provide coverage 
                for a specific medical procedure.
                    ``(E) Essential community provider.--For purposes 
                of this paragraph, the term `essential community 
                provider' means a provider that serves predominantly 
                low-income, medically underserved individuals, 
                including--
                            ``(i) a Federally qualified health center 
                        and any similar clinic;
                            ``(ii) a facility funded by the program 
                        under title XXVI of the Public Health Service 
                        Act (42 U.S.C. 300ff-11 et seq.; commonly 
                        referred to as the `Ryan White HIV/AIDS 
                        Program');
                            ``(iii) a facility operated by the Indian 
                        Health Service, an Indian tribe or tribal 
                        organization, or an urban Indian organization 
                        (as defined in section 4 of the Indian Health 
                        Care Improvement Act);
                            ``(iv) a hospital, including an inpatient 
                        hospital, a hospital receiving or eligible to 
                        receive disproportionate share hospital 
                        payments under section 1886(d)(5)(F), a 
                        hospital classified as a rural referral center 
                        under section 1886(d)(5)(C), a sole community 
                        hospital (as defined in section 
                        1886(d)(5)(D)(iii)), a free-standing cancer 
                        hospital (as described in section 
                        1886(d)(1)(B)(v)), and a critical access 
                        hospital (as defined in section 1861(mm)(1));
                            ``(v) a mental health or substance use 
                        treatment facility;
                            ``(vi) any other entity that serves 
                        predominantly low-income, medically underserved 
                        individuals, including--
                                    ``(I) an entity receiving funds 
                                under section 318 of the Public Health 
                                Service Act (relating to treatment of 
                                sexually transmitted diseases) through 
                                a State or unit of local government, 
                                but only if the entity is certified by 
                                the Secretary pursuant to section 
                                340B(a)(7) of such Act;
                                    ``(II) a tuberculosis clinic;
                                    ``(III) a comprehensive hemophilia 
                                diagnostic treatment center receiving a 
                                grant under section 501(a)(2); and
                                    ``(IV) a black lung clinic 
                                receiving funds under section 427(a) of 
                                the Black Lung Benefits Act;
                            ``(vii) a medicare-dependent, small rural 
                        hospital (as defined in section 
                        1886(d)(4)(G)(iv)); and
                            ``(viii) any provider determined 
                        appropriate by the Secretary, which may include 
                        any provider determined by the Secretary to be 
                        an essential community provider under section 
                        1311(c)(1)(C) of the Patient Protection and 
                        Affordable Care Act (42 U.S.C. 
                        18031(c)(1)(C)).''.
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