S.1379 - Fair Debt Collection Practices Amendments Act of 1995104th Congress (1995-1996)
|Sponsor:||Sen. Simpson, Alan K. [R-WY] (Introduced 11/02/1995)|
|Committees:||Senate - Banking, Housing, and Urban Affairs|
|Latest Action:||Senate - 11/02/1995 Read twice and referred to the Committee on Banking. (All Actions)|
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Summary: S.1379 — 104th Congress (1995-1996)All Information (Except Text)
Introduced in Senate (11/02/1995)
Fair Debt Collection Practices Amendments Act of 1995 - Amends the Fair Debt Collection Practices Act to limit the exclusion from its purview of debt collection activities by a Federal or State official to collection of debts owed to the Federal or a State government, respectively.
(Sec. 3) Permits a debt collector to acquire income, assets, or credit information from a person other than the debtor's attorney if the attorney refuses to provide such information.
(Sec. 4) Revises procedural guidelines for: (1) debt validation; (2) legal actions by debt collectors; and (3) limitations on damages, including repeal of the allowance of up to $1,000 in additional damages.
Provides that this Act: (1) supersedes any State law creating a private right of action against a debt collector; (2) does not provide a remedy for any violation of State law regarding debt collection practices; and (3) does not establish any liability or penalty for violation of State law unless such violation also constitutes a violation under this Act.