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Titles Actions Overview All Actions Cosponsors Committees Related Bills Subjects Latest Summary All Summaries

Titles (2)

Short Titles

Short Titles - House of Representatives

Short Titles as Introduced

Responsible Homeowners Act of 2009

Official Titles

Official Titles - House of Representatives

Official Title as Introduced

To provide incentives for the residential housing market.


Actions Overview (1)

Date Actions Overview
04/02/2009Introduced in House

All Actions (5)

Date All Actions
04/02/2009Referred to House Judiciary
Action By: House of Representatives
04/02/2009Referred to House Financial Services
Action By: House of Representatives
04/02/2009Referred to House Ways and Means
Action By: House of Representatives
04/02/2009Referred to the Committee on Ways and Means, and in addition to the Committees on Financial Services, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Action By: House of Representatives
04/02/2009Introduced in House
Action By: House of Representatives

Cosponsors (24)


Committees (3)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Reports
House Ways and Means04/02/2009 Referred to
House Financial Services04/02/2009 Referred to
House Judiciary04/02/2009 Referred to

No related bill information was received for H.R.1903.


Subjects (7)


Latest Summary (1)

There is one summary for H.R.1903. View summaries

Shown Here:
Introduced in House (04/02/2009)

Responsible Homeowners Act of 2009 - Requires the Secretary of Housing and Urban Development (HUD), the Assistant Secretary for Housing--Federal Housing Commissioner of HUD, and the Director of the Federal Housing Finance Agency (FHFA) to give increased priority to efforts and activities to detect, identify, reduce, and report fraud in residential mortgage lending.

Amends the Internal Revenue Code to grant: (1) individual taxpayers a $5,000 tax credit through June 30, 2010, for refinancing a mortgage on a principal residence located in the United States; (2) mortgage lenders an exclusion from gross income for their share of appreciation from a principal residence subject to a mortgage modification; (3) an exclusion from gross income for income resulting from a discharge of indebtedness under a mortgage modification; (4) a tax credit for up to $15,000 of the purchase price of a principal residence purchased before July 1, 2010, on which the taxpayer makes not less than a 5% downpayment; and (5) an exclusion from gross income of gain on the sale of single-family residential rental property held by a taxpayer for two years or more and rented as a single dwelling unit on a regular basis.

Grants civil immunity and legal protections to mortgage servicers who enter into loan modifications, mortgage workouts, or other loss mitigation plans.