H.R.5048 - National Heroes Credit Protection Act111th Congress (2009-2010)
|Sponsor:||Rep. Brady, Robert A. [D-PA-1] (Introduced 04/15/2010)|
|Committees:||House - Veterans' Affairs|
|Latest Action:||04/16/2010 Referred to the Subcommittee on Economic Opportunity.|
This bill has the status Introduced
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Subject — Policy Area:
- Armed Forces and National Security
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Summary: H.R.5048 — 111th Congress (2009-2010)All Bill Information (Except Text)
Introduced in House (04/15/2010)
National Heroes Credit Protection Act - Amends the Servicemembers Civil Relief Act to authorize a servicemember, after having served on active duty for more than 180 days, to request that a consumer reporting agency (CRA) include in that servicemember's file a military service deployment alert. Requires the CRA to: (1) provide the alert to each person who requests the credit score or consumer report of such servicemember; and (2) develop and maintain procedures for referral of such alert to other CRAs.
Requires: (1) a reseller of credit reporting information to include in any report on a servicemember any alert placed in such servicemember's file by another CRA; and (2) any user of a consumer credit report containing such alert to acknowledge to the servicemember the receipt of the alert.