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Titles Actions Overview All Actions Cosponsors Committees Related Bills Subjects Latest Summary All Summaries

Titles (3)

Short Titles

Short Titles - House of Representatives

Short Titles as Passed House

Empowering Students Through Enhanced Financial Counseling Act

Short Titles as Introduced

Empowering Students Through Enhanced Financial Counseling Act

Official Titles

Official Titles - House of Representatives

Official Title as Introduced

To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes.


Actions Overview (2)

Date Actions Overview
09/05/2018Passed/agreed to in House: On passage Passed by the Yeas and Nays: 406 - 4 (Roll no. 385).
03/20/2017Introduced in House

All Actions (41)

Date Chamber All Actions
09/06/2018SenateReceived in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
09/05/2018-5:52pmHouseMotion to reconsider laid on the table Agreed to without objection.
09/05/2018-5:52pmHouseOn passage Passed by the Yeas and Nays: 406 - 4 (Roll no. 385).
09/05/2018-5:42pmHouseConsidered as unfinished business. (consideration: CR H7863-7864)
09/05/2018-5:32pmHouseOn motion to recommit with instructions Failed by the Yeas and Nays: 187 - 224 (Roll no. 384).
09/05/2018-5:06pmHouseConsidered as unfinished business. (consideration: CR H7862)
09/05/2018-3:43pmHousePOSTPONED PROCEEDINGS - At the conclusion of debate on the Lamb motion to recommit, the Chair put the question on adoption of the motion to recommit and by voice vote, announced that the noes had prevailed. Mr. Lamb demanded the yeas and nays and the Chair postponed further proceedings under later in the legislative day.
09/05/2018-3:43pmHouseThe previous question on the motion to recommit with instructions was ordered without objection.
09/05/2018-3:39pmHouseDEBATE - The House proceeded with 10 minutes of debate on the Lamb motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment adding the status as a recipient of assistance under the tuition assistance program conducted by DOD or other authorities available to the DOD or veterans' education benefits.
09/05/2018-3:38pmHouseMr. Lamb moved to recommit with instructions to the Committee on Education and the Workforce. (text: CR H7861)
09/05/2018-3:38pmHouseThe previous question was ordered pursuant to the rule.
09/05/2018-3:37pmHouseThe House rose from the Committee of the Whole House on the state of the Union to report H.R. 1635.
09/05/2018-3:36pmHouseH.Amdt.961 On agreeing to the Jayapal amendment (A007) Agreed to by voice vote.
09/05/2018-3:31pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Jayapal amendment No. 7.
09/05/2018-3:30pmHouseH.Amdt.961 Amendment (A007) offered by Ms. Jayapal. (consideration: CR H7860-7861; text: CR H7860)
09/05/2018-3:30pmHouseH.Amdt.960 On agreeing to the Hartzler amendment (A006) Agreed to by voice vote.
09/05/2018-3:25pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Hartzler amendment No. 6.
09/05/2018-3:25pmHouseH.Amdt.960 Amendment (A006) offered by Mrs. Hartzler. (consideration: CR H7859-7860; text: CR H7859)
09/05/2018-3:25pmHouseH.Amdt.959 On agreeing to the Allen amendment (A005) Agreed to by voice vote.
09/05/2018-3:21pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Allen amendment No. 5.
09/05/2018-3:21pmHouseH.Amdt.959 Amendment (A005) offered by Mr. Allen. (consideration: CR H7859; text: CR H7859)
09/05/2018-3:21pmHouseH.Amdt.958 On agreeing to the Lewis (MN) amendment (A004) Agreed to by voice vote.
09/05/2018-3:16pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Lewis (MN) amendment No. 4.
09/05/2018-3:15pmHouseH.Amdt.958 Amendment (A004) offered by Mr. Lewis (MN). (consideration: CR H7858-7859; text: CR H7858)
09/05/2018-3:15pmHouseH.Amdt.957 On agreeing to the O'Halleran amendment (A003) Agreed to by voice vote.
09/05/2018-3:09pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the O'Halleran amendment No. 3.
09/05/2018-3:09pmHouseH.Amdt.957 Amendment (A003) offered by Mr. O'Halleran. (consideration: CR H7857-7859; text: CR H7857)
09/05/2018-3:09pmHouseH.Amdt.956 On agreeing to the Murphy (FL) amendment (A002) Agreed to by voice vote.
09/05/2018-3:05pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Murphy (FL) amendment No. 2.
09/05/2018-3:04pmHouseH.Amdt.956 Amendment (A002) offered by Mrs. Murphy (FL). (consideration: CR H7856-7857; text: CR H7856)
09/05/2018-3:04pmHouseH.Amdt.955 On agreeing to the Stefanik amendment (A001) Agreed to by voice vote.
09/05/2018-2:59pmHouseDEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Stefanik amendment No. 1.
09/05/2018-2:59pmHouseH.Amdt.955 Amendment (A001) offered by Ms. Stefanik. (consideration: CR H7856; text: CR H7856)
09/05/2018-2:28pmHouseGENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1635.
09/05/2018-2:27pmHouseThe Speaker designated the Honorable Harold Rogers to act as Chairman of the Committee.
09/05/2018-2:27pmHouseHouse resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 1049 and Rule XVIII.
09/05/2018-2:27pmHouseThe resolution provides for one hour of general debate on both H.R. 1635 and H.R. 4606. Also, the resolution provides for a motion to recommit with or without instructions for both bills.
09/05/2018-2:27pmHouseConsidered under the provisions of rule H. Res. 1049. (consideration: CR H7850-7861; text of measure as reported: CR H7853-7855)
09/04/2018-7:21pmHouseRules Committee Resolution H. Res. 1049 Reported to House. The resolution provides for one hour of general debate on both H.R. 1635 and H.R. 4606. Also, the resolution provides for a motion to recommit with or without instructions for both bills.
03/20/2017HouseReferred to the House Committee on Education and the Workforce.
03/20/2017HouseIntroduced in House

Cosponsors (24)


Committees (2)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Related Documents
House Education and the Workforce03/20/2017 Referred to
Senate Health, Education, Labor, and Pensions09/06/2018 Referred to

A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-congress measures.


Latest Summary (1)

There is one summary for H.R.1635. View summaries

Shown Here:
Introduced in House (03/20/2017)

Empowering Students Through Enhanced Financial Counseling Act

This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to modify loan counseling requirements for an institution of higher education (IHE) that participates in federal student aid programs.

Currently, an IHE must provide entrance counseling to a student who is a first-time federal student loan borrower. This bill replaces required entrance counseling with required annual counseling. Also, it expands the required recipients of such annual counseling to include, in addition to student borrowers, Federal Pell Grant recipients and parent PLUS Loan borrowers.

Each annual counseling recipient must receive comprehensive information on the terms, conditions, and responsibilities with respect to a grant or loan and general information on a typical student budget, the right to request an annual credit report, average income and employment data, and financial management resources. Additionally, the bill revises, expands, or establishes specific annual counseling information requirements for student borrowers, Pell Grant recipients, or parent PLUS Loan borrowers.

The bill revises and expands exit counseling information requirements to include an outstanding loan balance summary, the anticipated monthly payments under standard and income-based repayment plans, an explanation of the grace period preceding repayment, the option to pay accrued interest before it capitalizes, the right to request an annual credit report, and loan servicer contact information.

It directs the Department of Education to maintain a consumer-tested online counseling tool that provides annual and exit counseling.

The Institute of Education Sciences must study the impact and effectiveness of exit counseling, annual counseling, and the online counseling tool.