H.R.402 - Fair Access to Credit Scores Act of 2017115th Congress (2017-2018)
|Sponsor:||Rep. Cohen, Steve [D-TN-9] (Introduced 01/10/2017)|
|Committees:||House - Financial Services|
|Latest Action:||House - 01/10/2017 Referred to the House Committee on Financial Services. (All Actions)|
This bill has the status Introduced
Here are the steps for Status of Legislation:
Summary: H.R.402 — 115th Congress (2017-2018)All Information (Except Text)
Introduced in House (01/10/2017)
Fair Access to Credit Scores Act of 2017
This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.
Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.