S.1758 - Tenant Protection Act115th Congress (2017-2018)
|Sponsor:||Sen. Booker, Cory A. [D-NJ] (Introduced 08/03/2017)|
|Committees:||Senate - Banking, Housing, and Urban Affairs|
|Latest Action:||Senate - 08/03/2017 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (All Actions)|
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Summary: S.1758 — 115th Congress (2017-2018)All Information (Except Text)
Introduced in Senate (08/03/2017)
Tenant Protection Act
This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from creating a report containing a landlord-tenant court or other housing court record unless:
- the case resulted in a judgment of possession,
- the decision is not being appealed, and
- the record is not more than three years old.
If a person takes an adverse action against a consumer based upon a housing court record, the person must provide the consumer a free copy of the report.
A person who willfully creates a housing court report that contains an inaccuracy is civilly liable to the consumer.
The Consumer Financial Protection Bureau must: (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.