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Titles Actions Overview All Actions Cosponsors Committees Related Bills Subjects Latest Summary All Summaries

Titles (3)

Short Titles

Short Titles - House of Representatives

Short Title(s) as Reported to House

Free Credit Scores for Consumers Act of 2019

Short Title(s) as Introduced

Free Credit Scores for Consumers Act of 2019

Official Titles

Official Titles - House of Representatives

Official Title as Introduced

To establish requirements relating to credit scores and educational credit scores, and for other purposes.


Actions Overview (2)

Date Actions Overview
11/21/2019Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
07/05/2019Introduced in House

All Actions (6)

Date All Actions
11/21/2019Placed on the Union Calendar, Calendar No. 247.
Action By: House of Representatives
11/21/2019Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
07/11/2019Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Action By: Committee on Financial Services
07/11/2019Committee Consideration and Mark-up Session Held.
Action By: Committee on Financial Services
07/05/2019Referred to the House Committee on Financial Services.
Action By: House of Representatives
07/05/2019Introduced in House
Action By: House of Representatives

Cosponsors (1)

* = Original cosponsor
CosponsorDate Cosponsored
Rep. Cleaver, Emanuel [D-MO-5] 07/15/2019

Committees (1)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Related Documents
House Financial Services07/05/2019 Referred to
07/11/2019 Markup by
11/21/2019 Reported by H. Rept. 116-306

A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-congress measures.


Latest Summary (2)

There are 2 summaries for H.R.3618. View summaries

Shown Here:
Reported to House (11/21/2019)

Free Credit Scores for Consumers Act of 2019

This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.

Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.