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Titles Actions Overview All Actions Cosponsors Committees Related Bills Subjects Latest Summary All Summaries

Titles (3)

Short Titles

Short Titles - House of Representatives

Short Titles as Reported to House

Restoring Unfairly Impaired Credit and Protecting Consumers Act

Short Titles as Introduced

Restoring Unfairly Impaired Credit and Protecting Consumers Act

Official Titles

Official Titles - House of Representatives

Official Title as Introduced

To amend the Fair Credit Reporting act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.


Actions Overview (2)

Date
12/23/2019Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
07/05/2019Introduced in House

All Actions (6)

Date
12/23/2019Placed on the Union Calendar, Calendar No. 287.
Action By: House of Representatives
12/23/2019Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
07/11/2019Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Action By: Committee on Financial Services
07/11/2019Committee Consideration and Mark-up Session Held.
Action By: Committee on Financial Services
07/05/2019Referred to the House Committee on Financial Services.
Action By: House of Representatives
07/05/2019Introduced in House
Action By: House of Representatives

Cosponsors (0)

No cosponsors.


Committees (1)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Reports
House Financial Services07/05/2019 Referred to
07/11/2019 Markup by
12/23/2019 Reported by H. Rept. 116-362

A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-congress measures.


Latest Summary (2)

There are 2 summaries for H.R.3622. View summaries

Shown Here:
Reported to House (12/23/2019)

Restoring Unfairly Impaired Credit and Protecting Consumers Act

This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by

  • requiring removal of adverse information that resulted from specified fraudulent lending activity,
  • shortening the time period adverse information stays on reports, and
  • limiting the inclusion of certain medical debt on reports.

The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.