H.R.3948 - Debt Collection Practices Harmonization Act116th Congress (2019-2020)
|Sponsor:||Rep. Meeks, Gregory W. [D-NY-5] (Introduced 07/24/2019)|
|Committees:||House - Financial Services|
|Committee Meetings:||11/13/19 2:00PM 09/26/19 10:00AM|
|Committee Reports:||H. Rept. 116-658|
|Latest Action:||House - 12/16/2020 Placed on the Union Calendar, Calendar No. 542. (All Actions)|
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Summary: H.R.3948 — 116th Congress (2019-2020)All Information (Except Text)
Reported to House (12/16/2020)
Debt Collection Practices Harmonization Act
This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation.
A court may award injunctive relief for certain debt collection violations.
The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA), except in cases of fraud or deceit.