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Titles (2)

Short Titles

Short Titles - House of Representatives

Short Title(s) as Introduced

Never Again Small Business Protection Act of 2020

Official Titles

Official Titles - House of Representatives

Official Title as Introduced

To make available insurance coverage for business interruption losses due to national emergencies, and for other purposes.


Actions Overview (1)

Date Actions Overview
04/14/2020Introduced in House

All Actions (2)

Date All Actions
04/14/2020Referred to the House Committee on Financial Services.
Action By: House of Representatives
04/14/2020Introduced in House
Action By: House of Representatives

Cosponsors (6)

* = Original cosponsor
CosponsorDate Cosponsored
Rep. Cisneros, Gilbert Ray, Jr. [D-CA-39]* 04/14/2020
Rep. Hurd, Will [R-TX-23]* 04/14/2020
Rep. Suozzi, Thomas R. [D-NY-3]* 04/14/2020
Rep. Phillips, Dean [D-MN-3] 04/21/2020
Rep. Harder, Josh [D-CA-10] 05/01/2020
Rep. Cohen, Steve [D-TN-9] 05/12/2020

Committees (1)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Related Documents
House Financial Services04/14/2020 Referred to

No related bill information was received for H.R.6497.


Latest Summary (1)

There is one summary for H.R.6497. View summaries

Shown Here:
Introduced in House (04/14/2020)

Never Again Small Business Protection Act of 2020

This bill requires that insurers offering business interruption coverage must offer additional coverage for losses that result from business interruption due to a government order to close during a national emergency.

This coverage does not apply to losses incurred by an otherwise qualified business if that business involuntarily terminated the health care or the employment of an employee during the national emergency period.

An insurer may exclude this additional coverage from a contract for business interruption coverage if the insured agrees in writing, or if the insured fails to pay the corresponding premium increase.

This bill is effective only upon certification by the Department of the Treasury that a federal backstop exists to serve as a mechanism to reinsure insurers against excessive losses as a result of these requirements.