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Titles Actions Overview All Actions Cosponsors Committees Related Bills Subjects Latest Summary All Summaries

Titles (2)

Short Titles

Short Titles - Senate

Short Title(s) as Introduced

Protections in Consumer Lending Act

Official Titles

Official Titles - Senate

Official Titles as Introduced

A bill to amend the Equal Credit Opportunity Act to require creditors to request demographic information from applicants for certain types of credit in order to prevent discriminatory lending practices with respect to those applicants, and for other purposes.


Actions Overview (1)

Date Actions Overview
04/11/2019Introduced in Senate

All Actions (1)

Date All Actions
04/11/2019Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Action By: Senate

Cosponsors (3)

* = Original cosponsor
CosponsorDate Cosponsored
Sen. Klobuchar, Amy [D-MN]* 04/11/2019
Sen. Wyden, Ron [D-OR]* 04/11/2019
Sen. Blumenthal, Richard [D-CT]* 04/11/2019

Committees (1)

Committees, subcommittees and links to reports associated with this bill are listed here, as well as the nature and date of committee activity and Congressional report number.

Committee / Subcommittee Date Activity Related Documents
Senate Banking, Housing, and Urban Affairs04/11/2019 Referred to

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Latest Summary (1)

There is one summary for S.1205. View summaries

Shown Here:
Introduced in Senate (04/11/2019)

Protections in Consumer Lending Act

This bill requires creditors to collect specified demographic information regarding applicants for certain credit transactions (e.g., automobile loans, credit cards, and payday loans) and the outcomes of these applications. The creditor must report this information to the Consumer Financial Protection Bureau (CFPB).

The CFPB must use this information to determine whether a creditor is engaging in discriminatory practices and may take enforcement action.