Summary: S.4755 — 116th Congress (2019-2020)All Information (Except Text)

There is one summary for S.4755. Bill summaries are authored by CRS.

Shown Here:
Introduced in Senate (09/29/2020)

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.