H.R.2537 - Consumer Protection for Medical Debt Collections Act117th Congress (2021-2022) |
|Sponsor:||Rep. Tlaib, Rashida [D-MI-13] (Introduced 04/14/2021)|
|Committees:||House - Financial Services|
|Latest Action:||House - 04/14/2021 Referred to the House Committee on Financial Services. (All Actions)|
This bill has the status Introduced
Here are the steps for Status of Legislation:
- Passed House
- Passed Senate
- To President
- Became Law
Summary: H.R.2537 — 117th Congress (2021-2022)All Information (Except Text)
Introduced in House (04/14/2021)
Consumer Protection for Medical Debt Collections Act
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.