Summary: H.R.2537 — 117th Congress (2021-2022)All Information (Except Text)

There is one summary for H.R.2537. Bill summaries are authored by CRS.

Shown Here:
Introduced in House (04/14/2021)

Consumer Protection for Medical Debt Collections Act

This bill restricts the inclusion of medical debt on a consumer credit report.

A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.

A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.

Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.