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108th Congress                                            Rept. 108-263
                        HOUSE OF REPRESENTATIVES
 1st Session                                                     Part 2

======================================================================



 
           FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003

                                _______
                                

 September 9, 2003.--Committed to the Committee of the Whole House on 
            the State of the Union and ordered to be printed

                                _______
                                

  Mr. Oxley, from the Committee on Financial Services, submitted the 
                               following

                          SUPPLEMENTAL REPORT

                        [To accompany H.R. 2622]

    The Committee on Financial Services, to whom was referred 
the bill (H.R. 2622) to amend the Fair Credit Reporting Act, to 
prevent identity theft, improve resolution of consumer 
disputes, improve the accuracy of consumer records, make 
improvements in the use of, and consumer access to, credit 
information, and for other purposes, having considered the 
same, reported favorably thereon with an amendment and 
recommended that the bill do pass.

                      Correction--Committee Votes

    Pursuant to clause 3(a)(2) of rule XIII of the Rules of the 
House of Representatives for the 108th Congress, the Committee 
on Financial Services is filing this supplemental report to 
correct errors in the report to accompany H.R. 2622, the Fair 
and Accurate Credit Transactions Act of 2003 (H. Rept. 108-
263).
    The table listing the names of Members voting for and 
against for record votes numbers 13 and 14 contained errors. On 
record vote number 13, Mr. Bereuter is incorrectly listed as 
having voted ``aye'' when he was recorded as having voted 
``nay'', while record vote number 14 incorrectly identifies Mr. 
Castle as having voted ``aye'' when he was not recorded. The 
vote totals in the descriptions accompanying each of the tables 
were correct.
    The corrected tables, along with the descriptions of the 
motion and amendment, are reprinted below for reference:
          An amendment to the amendment in the nature of a 
        substitute offered by Ms. Lee, no. 1s, prohibiting 
        credit reporting agencies from treating the number of 
        enquiries as a negative when calculating the credit 
        score, was not agreed to by a record vote of 14 yeas 
        and 48 nays (Record vote no. FC-13).

                                              Record vote no. FC-13
----------------------------------------------------------------------------------------------------------------
         Representative             Aye       Nay     Present     Representative      Aye       Nay     Present
----------------------------------------------------------------------------------------------------------------
Mr. Oxley......................  ........        X   .........   Mr. Frank (MA)..        X   ........  .........
Mr. Leach......................  ........  ........  .........   Mr. Kanjorski...  ........        X   .........
Mr. Bereuter...................  ........        X   .........   Ms. Waters......        X   ........  .........
Mr. Baker......................  ........        X   .........   Mr. Sanders*....        X   ........  .........
Mr. Bachus.....................  ........        X   .........   Mrs. Maloney....  ........  ........  .........
Mr. Castle.....................  ........  ........  .........   Mr. Gutierrez...        X   ........  .........
Mr. King.......................  ........        X   .........   Ms. Velazquez...  ........        X   .........
Mr. Royce......................  ........        X   .........   Mr. Watt........        X   ........  .........
Mr. Lucas (OK).................  ........        X   .........   Mr. Ackerman....  ........        X   .........
Mr. Ney........................  ........        X   .........   Ms. Hooley (OR).  ........        X   .........
Mrs. Kelly.....................  ........        X   .........   Ms. Carson (IN).        X   ........  .........
Mr. Paul.......................  ........  ........  .........   Mr. Sherman.....  ........  ........  .........
Mr. Gillmor....................  ........        X   .........   Mr. Meeks (NY)..  ........        X   .........
Mr. Ryun (KS)..................  ........        X   .........   Ms. Lee.........        X   ........  .........
Mr. LaTourette.................  ........        X   .........   Mr. Inslee......        X   ........  .........
Mr. Manzullo...................  ........        X   .........  Mr. Moore........  ........        X   .........
Mr. Jones (NC).................  ........        X   .........   Mr. Gonzalez....        X   ........  .........
Mr. Ose........................  ........        X   .........   Mr. Capuano.....  ........        X   .........
Mrs. Biggert...................  ........        X   .........  Mr. Ford.........        X   ........  .........
Mr. Green (WI).................  ........  ........  .........   Mr. Hinojosa....  ........  ........  .........
Mr. Toomey.....................  ........        X   .........   Mr. Lucas (KY)..  ........        X   .........
Mr. Shays......................  ........  ........  .........   Mr. Crowley.....  ........        X   .........
Mr. Shadegg....................  ........        X   .........   Mr. Clay........        X   ........  .........
Mr. Fossella...................  ........        X   .........   Mr. Israel......  ........        X   .........
Mr. Gary G. Miller (CA)........  ........        X   .........   Mr. Ross........  ........        X   .........
Ms. Hart.......................  ........        X   .........   Mrs. McCarthy     ........        X   .........
                                                                 (NY).
Mrs. Capito....................  ........        X   .........   Mr. Baca........        X   ........  .........
Mr. Tiberi.....................  ........        X   .........   Mr. Matheson....  ........        X   .........
Mr. Kennedy (MN)...............  ........        X   .........   Mr. Lynch.......  ........        X   .........
Mr. Feeney.....................  ........        X   .........   Mr. Miller (NC).        X   ........  .........
Mr. Hensarling.................  ........        X   .........   Mr. Emanuel.....        X   ........  .........
Mr. Garrett (NJ)...............  ........        X   .........   Mr. Scott (GA)..  ........        X   .........
Mr. Murphy.....................  ........        X   .........   Mr. Davis (AL)..  ........        X   .........
Ms. Ginny Brown-Waite (FL).....  ........        X   .........  .................  ........  ........  .........
Mr. Barrett (SC)...............  ........        X   .........  .................  ........  ........  .........
Ms. Harris.....................  ........        X   .........  .................  ........  ........  .........
Mr. Renzi......................  ........        X   .........  .................  ........  ........  .........
----------------------------------------------------------------------------------------------------------------
*Mr. Sanders is an independent, but caucuses with the Democratic Caucus.

          A motion by Mr. Oxley to report the bill to the House 
        with a favorable recommendation, with an amendment, was 
        agreed to by a record vote of 61 yeas and 3 nays 
        (Record vote no. FC-14).

                                              Record vote no. FC-14
----------------------------------------------------------------------------------------------------------------
         Representative             Aye       Nay     Present     Representative      Aye       Nay     Present
----------------------------------------------------------------------------------------------------------------
Mr. Oxley......................        X   ........  .........   Mr. Frank (MA)..        X   ........  .........
Mr. Leach......................  ........  ........  .........   Mr. Kanjorski...        X   ........  .........
Mr. Bereuter...................        X   ........  .........   Ms. Waters......  ........        X   .........
Mr. Baker......................        X   ........  .........   Mr. Sanders*....  ........        X   .........
Mr. Bachus.....................        X   ........  .........   Mrs. Maloney....        X   ........  .........
Mr. Castle.....................  ........  ........  .........   Mr. Gutierrez...        X   ........  .........
Mr. King.......................        X   ........  .........   Ms. Velazquez...        X   ........  .........
Mr. Royce......................        X   ........  .........   Mr. Watt........        X   ........  .........
Mr. Lucas (OK).................        X   ........  .........   Mr. Ackerman....        X   ........  .........
Mr. Ney........................        X   ........  .........   Ms. Hooley (OR).        X   ........  .........
Mrs. Kelly.....................        X   ........  .........   Ms. Carson (IN).        X   ........  .........
Mr. Paul.......................  ........  ........  .........   Mr. Sherman.....        X   ........  .........
Mr. Gillmor....................        X   ........  .........   Mr. Meeks (NY)..        X   ........  .........
Mr. Ryun (KS)..................        X   ........  .........   Ms. Lee.........  ........        X   .........
Mr. LaTourette.................        X   ........  .........   Mr. Inslee......        X   ........  .........
Mr. Manzullo...................        X   ........  .........  Mr. Moore........        X   ........  .........
Mr. Jones (NC).................        X   ........  .........   Mr. Gonzalez....        X   ........  .........
Mr. Ose........................        X   ........  .........   Mr. Capuano.....        X   ........  .........
Mrs. Biggert...................        X   ........  .........  Mr. Ford.........        X   ........  .........
Mr. Green (WI).................  ........  ........  .........   Mr. Hinojosa....  ........  ........  .........
Mr. Toomey.....................        X   ........  .........   Mr. Lucas (KY)..        X   ........  .........
Mr. Shays......................  ........  ........  .........   Mr. Crowley.....        X   ........  .........
Mr. Shadegg....................        X   ........  .........   Mr. Clay........        X   ........  .........
Mr. Fossella...................        X   ........  .........   Mr. Israel......        X   ........  .........
Mr. Gary G. Miller (CA)........        X   ........  .........   Mr. Ross........        X   ........  .........
Ms. Hart.......................        X   ........  .........   Mrs. McCarthy           X   ........  .........
                                                                 (NY).
Mrs. Capito....................        X   ........  .........   Mr. Baca........        X   ........  .........
Mr. Tiberi.....................        X   ........  .........   Mr. Matheson....        X   ........  .........
Mr. Kennedy (MN)...............        X   ........  .........   Mr. Lynch.......        X   ........  .........
Mr. Feeney.....................        X   ........  .........   Mr. Miller (NC).        X   ........  .........
Mr. Hensarling.................        X   ........  .........   Mr. Emanuel.....        X   ........  .........
Mr. Garrett (NJ)...............        X   ........  .........   Mr. Scott (GA)..        X   ........  .........
Mr. Murphy.....................        X   ........  .........   Mr. Davis (AL)..        X   ........  .........
Ms. Ginny Brown-Waite (FL).....        X   ........  .........  .................  ........  ........  .........
Mr. Barrett (SC)...............        X   ........  .........  .................  ........  ........  .........
Ms. Harris.....................        X   ........  .........  .................  ........  ........  .........
Mr. Renzi......................        X   ........  .........  .................  ........  ........  .........
----------------------------------------------------------------------------------------------------------------
*Mr. Sanders is an independent, but caucuses with the Democratic Caucus.